Over 44 Years Of Experience : State and MBA Licensed

Results Oriented!


Predatory Lending
Appraisal Issues
Loan Qualifying
Home Equity Lines of Credit
Reverse Mortgages
Secondary Marketing
Fair Lending
Title Closing Issues
Loan Servicing
HAMP Loan Modifications
Credit Reporting Issues/Damages


Secondary Marketing
Product/Investor Development

Freddie Mac – fraudulent loans/appraisals/disclosures/closings/loan applications

Secondary marketing (forward commitment default)

Bank falsifying loan documentation

Individual mortgage fraud

Servicing: improper allocation of payments, force placed insurance; improper foreclosure

Mortgage Lender – predatory lending; improper TIL, GFE disclosures; misrepresentation


Underwriter misrepresentation



Improper Foreclosure

A strong record of accomplishments with superior results

Ability to relate to clients and their needs

Enthusiasm for the assignments undertaken

Easy to work with

Honors clients confidentiality

  • I worked with Phil as an expert witness in my client’s case. His knowledge of how litigation works, his expert report and his timeliness was useful and effective and resulted in a favorable outcome for my client. I would highly recommend him as a banking expert and I will use him again when the need arises. Von Hoene Law Firm

    Susan Von Hoene, Von Hoene law Firm, PLLC Santa Rosa Beach, Florida
  • Phil’s understanding of the mortgage industry comes not just from his technical knowledge, but also years of practical experience. He brings both to the table: theory and application in a real-world setting. Leitman, Siegal, Payne & Campbell, P.C. Attorneys at Law

    Mort Taylor : Leitman, Siegal, Payne & Campbell, P.C.
  • Phil has extensive knowledge in all aspects of the mortgage lending industry. His ability to dissect the financial terms and conditions of a particular loan transaction or product was an invaluable resource in terms of understanding the transaction and allowing the lawyers to formulate the appropriate claims to pursue. Pope, McClamry, Kilpatrick, Morrison & Norwood, LLP

    George W. Walker : Pope, McClamry, Kilpatrick, Morrison & Norwood, LLP
  • Phil’s knowledge, experience and expertise have proved to be invaluable. Phil is very helpful and informative, and is a real pleasure to work with. Ryals, Plummer, Donaldson, Agricola & Smith, P.C.

    John S. Plummer, Esq. : Ryals, Plummer, Donaldson, Agricola & Smith, P.C.
  • My firm specializes in complex litigation, and we have engaged Phil Cantrell’s services as an expert for the purpose of analyzing financial transactions and documents, explaining lending transactions and other matters. We have found him to be thorough, professional, knowledgeable, an excellent communicator, and easy to work with. We certainly expect to utilize his services in the future. Copeland Franco Screws & Gill, P.A.

    Richard H. Gill : Copeland Franco Screws & Gill, P.A.